Q5Trade was founded in 2019 by a team of veteran forex traders, fintech engineers, and financial technology experts who saw a critical gap in the African trading market: powerful, fast, and accessible trading tools that ordinary people could use to build real wealth.

What started as a small bootstrapped project in Nairobi quickly grew into one of Africa's most trusted digital trading platforms. In our first year, we processed over $10 million in trades. By 2022, we had crossed $500 million in total trading volume and expanded to serve traders across 150+ countries.

Today, Q5Trade is home to over 1 million active traders globally, offering the most competitive payouts (up to 95%), the fastest execution speeds (<1 second), and the most advanced AI trading tools in the market.

To democratize financial markets and give every African trader — regardless of background or capital — access to the same world-class trading tools used by institutional investors.

Q5Trade Ltd. is fully licensed and regulated by the Financial Services Authority of Saint Vincent and the Grenadines (SVGFSA). We maintain strict compliance with international AML/KYC standards and segregate all client funds from operational funds.

Email: support@q5trade.com

Address: Suite 305, Griffith Corporate Centre, Kingstown, Saint Vincent and the Grenadines

Live Chat: Available 24/7 within the app

The Financial Services Authority (FSA) of Saint Vincent and the Grenadines is the principal financial services regulator in the Eastern Caribbean. The FSA is responsible for the licensing, supervision, regulation, and monitoring of financial services providers under the Financial Services Authority Act.

The FSA oversees a comprehensive regulatory framework covering international business companies, investment services, banking, and insurance. All licensed entities must comply with strict anti-money laundering (AML), combating the financing of terrorism (CFT), and Know Your Customer (KYC) requirements.

Trading in financial instruments, including binary options, involves significant risk of loss. The value of investments can go up as well as down. Past performance is not indicative of future results. Only trade with money you can afford to lose. Q5Trade does not provide investment advice.

By accessing or using Q5Trade (the "Platform"), you agree to be bound by these Terms and Conditions ("Terms"), our Privacy Policy, and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use our Platform. These Terms constitute a legally binding agreement between you and Q5Trade Ltd.

Q5Trade Ltd. is an International Business Company incorporated in Saint Vincent and the Grenadines, licensed by the Financial Services Authority (SVGFSA) under Registration No. SVGFSA-IBC-BC26183-2024. Our registered office is at Suite 305, Griffith Corporate Centre, Kingstown, Saint Vincent and the Grenadines.

You must be at least 18 years of age to use Q5Trade. By creating an account, you confirm that:

You must create an account to access trading services. You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account. Q5Trade reserves the right to suspend or terminate accounts that violate these Terms.

Each person may only hold one (1) account. Creating multiple accounts to abuse promotions or referral programs is strictly prohibited and will result in immediate account termination and forfeiture of all balances.

Q5Trade provides binary options trading on a range of instruments including forex pairs, cryptocurrencies, stocks, commodities, and synthetic volatility indices. All trades are subject to the terms in effect at the time of placement.

Trade outcomes are final and non-reversible once placed. Payout rates displayed at the time of trade placement are the rates applicable to that trade. Q5Trade reserves the right to adjust payout rates at any time without prior notice.

Minimum deposit is $10 (approximately KES 1,300 via M-Pesa). Deposits are subject to admin review and may take up to 30 minutes to reflect. Q5Trade accepts M-Pesa, USDT (TRC20 network), and card payments.

Withdrawals are processed within 15 minutes for verified accounts and up to 48 hours for unverified accounts. Minimum withdrawal amount is $5 for trading profits. Withdrawal to M-Pesa requires a prior M-Pesa deposit to register the number.

Q5Trade reserves the right to request KYC documentation before processing withdrawals. Withdrawals to unverified accounts may be subject to enhanced due diligence checks.

Q5Trade operates a referral bonus program. When someone you invite signs up with your link and makes their first confirmed deposit, $5 is added to your real balance. The bonus is paid once for each invited person and can be withdrawn like any other balance. Bonuses may be reversed if referral activity is found to be fraudulent or manipulated (for example self-referral or fake accounts).

Q5Trade offers fixed-term investment plans: 14% for 30 days, 18% for 3 months, 25% for 6 months and 28% for 12 months. The rate shown is the total return for the whole term. Principal and interest are paid to your real balance on the maturity date. You can also cash out early at any time: you receive your money back plus the interest for the full days already served, and the interest for the remaining days is not paid. Rates are set by Q5Trade and may change for new plans; a plan that has already started keeps the rate it started with.

Users are strictly prohibited from engaging in any of the following:

Binary options trading carries a high level of risk and may not be suitable for all investors. You could lose all of your invested capital. Never trade with money you cannot afford to lose. Q5Trade does not provide investment advice. Seek independent financial advice if necessary.

Q5Trade shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Platform. Our total liability to you shall not exceed the amount deposited in your account in the 30 days preceding the claim.

We collect and process your personal data in accordance with our Privacy Policy. By using Q5Trade, you consent to our collection and use of your data for account management, fraud prevention, and service improvement purposes. We do not sell your personal data to third parties.

Q5Trade reserves the right to modify these Terms at any time. Material changes will be notified via email or in-app notification. Continued use of the Platform after changes are posted constitutes your acceptance of the revised Terms.

These Terms shall be governed by and construed in accordance with the laws of Saint Vincent and the Grenadines. Any disputes shall be subject to the exclusive jurisdiction of the courts of Saint Vincent and the Grenadines.

For any legal inquiries, contact our compliance team at:
legal@q5trade.com
Suite 305, Griffith Corporate Centre, Kingstown, Saint Vincent and the Grenadines